Apply for the Consumer Credit Scheme in 5 Easy Steps

Civil servants get first dibs. Register by May 15th, 2024 to participate in this initial phase. Here’s a simple guide to walk you through the application process:

Visit the Official Website:

Head over to credicorp.ng, the official website for the Consumer Credit Scheme. You’ll see a bold “Register Now” button – click on it! This will take you to a page where you can enter your personal details.

On this page, you’ll need to fill in:

  • Your full name (first, middle [optional], and last)
  • Phone number
  • Email address
  • Date of birth
  • Gender (male or female)
  • State of residence
  • State of origin

Once you’ve filled out all this information, click “Proceed” to move on to the next step.

Tell Them Why You Need the Loan:

On the next page, you’ll explain why you’re applying for the loan. Here’s what you’ll need to provide:

  • The reason for your loan: What are you using the money for?
  • Your comfortable repayment amount: How much can you realistically afford to pay back within six months?
  • Microfinance experience: Have you ever borrowed money from a microfinance bank before?
  • Previous loan amount (if applicable): If you answered yes to the previous question, what was the highest amount you borrowed?
  • National Identity Number: Don’t forget to include your National Identity Number details here.

Once you’ve entered this information, click “Proceed” again.

 Employment Details:

Now, it’s time to share some details about your job:

  • Years of experience: How long have you been working in your current position?
  • Monthly income: How much do you earn each month before taxes?
  • Salary bank: Which bank do you use for your monthly salary deposits?
  • Loan destination bank: In which bank account would you like to receive the loan amount?

After filling in these details, click “Proceed” to move on.

Secondary Employment (Optional):

This section is optional, but if you have a side hustle, you can include it here.

  • Do you have a secondary job? (Yes or No)
  • Secondary employment details (if applicable): If you answered yes, provide details about your side job.
    • Years of experience
    • Monthly earnings
    • Bank where you receive your secondary income (if applicable)

Face Capture:

The final step is a quick face capture to complete your registration. Once you’ve done this, your application will be submitted!

Remember, the deadline to register for the first phase is May 15th, 2024. Don’t miss out on this opportunity to improve your standard of living!

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